About Us

Vision

To be the Credit co-operative of Choice, creating a better tomorrow through innovative financial solutions and empowerment.

Mission

As a leading credit co-operative, we are committed to safeguarding our members’ financial well-being through professionalism, integrity, strong governance, and excellent service.

We deliver responsive, innovative, and competitive financial products that meet evolving needs – driving sustainable growth and meaningful value for our members.

Affiliation

We are affiliated with SNCF (Singapore National Cooperative Federation).

Core Values

S

Social Responsibility

E

Empathy

R

Reliability

V

Vibrancy

I

Innovation

C

Competence

E

Excellent Service

Who Can Join Us

Public Employees
Working in Ministries, Statutory Board, Organs of State

Family Members
Spouse, Children, Parents, Siblings

Private Sector
Working person who is a member of NTUC

Membership Fees

Entrance Fee – $5 One-time (non-refundable)
Share Capital – $25 One-time
Subscription – $10 monthly

Share capital & subscription earns annual dividend of up to 3%.
Refundable upon cessation of membership.

Mutual Help - the co-operative way

Co-operatives provide a vehicle to help the small consumers band together to help each other. Our credit co-operative was founded on the same principle.

In the early 1960s, the lower income public employees in Singapore called upon the leaders of AUPE to form a credit co-operative because they had difficulties obtaining loans.

In 1965, more than 50 years ago, AUPE then founded a credit co-operative. We started with a few hundred members and today we have about 20,000 members. This is testimony of the trust and confidence that members have in our co-operative.