About Us

Vision

To be the first choice Credit co-operative in financial services and to enhance members’ standard of living.

Mission

We are a leading Credit co-operative that cares and protects the total assets of our members through our professionalism, integrity, corporate governance and quality customer service.

We provide members with responsive and innovative financial products and services leading to sustainable growth of our Credit co-operative.

We offer every possibility to fulfill members’ financial needs through our competitive products and efficient service.

Affiliation

We are affiliated with SNCF (Singapore National Cooperative Federation).

Core Values

S

Social Responsibility

E

Empathy

R

Reliability

V

Vibrancy

I

Innovation

C

Competence

E

Excellent Service

Who Can Join Us

Public Employees
Working in Ministries, Statutory Board, Organs of State

Family Members
Spouse, Children, Parents, Siblings

Private Sector
Working person who is a member of NTUC

Membership Fees

Entrance Fee – $5 One-time (non-refundable)
Share Capital – $25 One-time
Subscription – $10 monthly

Share capital & subscription earns annual dividend of up to 3%.
Refundable upon cessation of membership.

Mutual Help - the co-operative way

Co-operatives provide a vehicle to help the small consumers band together to help each other. Our credit co-operative was founded on the same principle.

In the early 1960s, the lower income public employees in Singapore called upon the leaders of AUPE to form a credit co-operative because they had difficulties obtaining loans.

In 1965, more than 50 years ago, AUPE then founded a credit co-operative. We started with a few hundred members and today we have about 20,000 members. This is testimony of the trust and confidence that members have in our co-operative.